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Align Insurance Group

29891 Woodrow Lane, Suite 300
Spanish Fort, AL 36527

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Alabama Commercial insurance coverage

COMMERCIAL INSURANCE IN ALABAMA AND FLORIDA

It’s not until the unimaginable happens that you realize you’re not prepared. Unfortunately, commercial insurance is one of those things that comes with serious repercussions when you fail to prepare. Your Florida or Alabama business is at risk every day that you go without proper insurance coverage.

What is commercial insurance?

Commercial insurance is an indemnity plan that protects your business from liability in the event an incident occurs and you are deemed the negligent party. An excellent commercial insurance plan also helps protect your company when you are falsely accused of negligence and the best policies make allowance for attorneys who represent you in court.

What are the types of commercial insurance?

There are various types of commercial insurance in Alabama and Florida. The most common plans are:

  • General Liability
  • Workers’ Compensation
  • Commercial Auto Insurance
  • Equipment Breakdown Insurance

You may want to consider cyber liability assurance if your business involves collecting data from customers and storing such information on computers or smartphones. Customers can file personal and class action lawsuits if a data breach occurs and their identities are stolen.

Other types of commercial insurance include business income, which pays for lost wages in the event of a power outage or some other form of interruption of daily operations and accounts receivable. Accounts receivable insurance is especially ideal for those with businesses in the finance sector. This form of assurance pays if you cannot collect money for goods or services rendered.

Call us today to get started on a personal quote for your Alabama or Florida business!

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