29891 Woodrow Lane, Suite 300
Spanish Fort, AL 36527
Many clients may don’t realize the benefits that boat/watercraft policies provid. Even still, many don’t realize the Alabama and Florida legal requirements for operating their watercrafts. The good news is that we at Align Insurance Group have worked with many of our clients to make sure they were protected.
If you plan on owning or driving a boat in Alabama or Florida, you need to get a Certificate of Number and validation decals to operate legally. Sailboats or rental ships don't need these certificates from you, but all other motorized water vehicles require these numbers.
Also keep in mind that if you want to operate a boat in either Alabama or Florida, you must be over the age of 12 and have received a boater safety certification. This process requires going through a variety of classes to ensure you are ready to drive a boat safely on your own. These certificates are good for life and don't need upgrades.
While boating insurance will help protect you in case you get into an accident on the water, you are not required to obtain liability insurance. As a result, many avoid this type of policy as a way of saving money.
Simply put, the dangers of crashing on the water are too high to ignore.
Contact our office today and let us create a customized boating policy just for you.