In Alabama, all drivers must have at least a bodily injury and property damage liability insurance policy in place to legally drive a motor vehicle. If a person drives without at least that level of insurance protection in place, they can be subject to very expensive fines and even jail time.
If you have an active loan for the vehicle you purchased, you may be required by your lender to have even more insurance in place and if not, it can be a good idea to have more auto insurance coverage to provide you with the security and peace of mind you deserve. The auto insurance agents at the Align Insurance Group in Spanish Fort, AL are stressing the importance of having an auto insurance policy in place.
There are several different coverage options when it comes to auto insurance and below is a detailed list of the main types of coverage.
Comprehensive Insurance
What if you wake up one morning and discover that your vehicle has been stolen, a comprehensive auto insurance policy will help you replace your vehicle. This type of coverage will also help you to replace or repair your vehicle if it is damaged or destroyed by an act of vandalism, a fire, or a natural disaster.
Collision Insurance
If you collide with another vehicle while driving your car, truck, or SUV or if you accidentally back into a building or some other object, collision auto insurance coverage will help you pay for any damages that were caused by the incident.
It is very important to have the proper auto insurance in place to protect your vehicle and yourself from liability or damages. To secure the right auto insurance policy for you and your situation, contact the experienced and trusted auto insurance agents at the Align Insurance Group in Spanish Fort, AL today for all of your insurance needs.
